Welcome to the services provided by Meridian Labs LLC ("we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of our mobile applications (including Lumia), website, and related services (collectively, the "Services"). Please read these Terms carefully before using our Services.

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use our Services.

1. Eligibility

You must be at least 13 years of age (or the minimum age required in your jurisdiction) to use our Services. By using our Services, you represent and warrant that you meet this eligibility requirement. If you are under 18 years of age, you must have the consent of a parent or legal guardian.

2. Account Registration

Some features of our Services require you to create an account. You may register using Apple or Google sign-in, or by providing your name and email address. When you create an account, you agree to:

Provide accurate, current, and complete information
Maintain and update your information as needed
Keep your login credentials secure and confidential
Notify us immediately of any unauthorized use of your account

You are responsible for all activity that occurs under your account. During onboarding, you may provide birth information (date, time, location) and select areas of interest to personalize your experience.

3. Use of Services

Our Services include Lumia and other mobile applications focused on spiritual development, astrology insights, tarot reading, journaling, community discovery, and learning. You agree to use our Services only for lawful purposes and in accordance with these Terms.

You agree not to:

Use the Services in any manner that could damage, disable, or impair the Services
Attempt to gain unauthorized access to any part of the Services
Use the Services to transmit harmful, offensive, or illegal content
Post content in the Discovery feed that is abusive, harassing, or violates the rights of others
Reverse-engineer, decompile, or disassemble any part of the Services
Use automated systems or software to extract data from the Services
Resell, redistribute, or sublicense the Services without our written consent

4. Important Health Disclaimer

Our mental health and wellness features are designed to support general well-being and self-care. They are not a substitute for professional medical advice, diagnosis, or treatment.

Lumia and our other apps do not provide medical, psychological, or psychiatric services.
Content provided through our apps, including journal prompts, mood tracking, and reflection exercises, is for informational and self-care purposes only.
If you are experiencing a mental health crisis, please contact a qualified healthcare professional or emergency services immediately.
Always seek the advice of a qualified health provider with any questions regarding a medical condition.

5. Astrology and Tarot Disclaimer

Lumia's astrology and tarot features are provided for entertainment, self-reflection, and personal exploration purposes. The readings, interpretations, and insights generated by our apps:

Should not be relied upon as factual predictions of future events
Are not intended to replace professional advice (financial, legal, medical, or otherwise)
Are generated algorithmically and through AI-assisted content and do not constitute personal consultations with a professional astrologer or tarot reader

6. User Content and Community Guidelines

Lumia includes community features such as the Journal and Discovery feed. You retain ownership of any content you create within our apps (such as journal entries, reflections, and saved readings).

Public Content: When you set a journal entry to "Public," it becomes visible to other Lumia users in the Discovery feed. Other users may react to (upvote, downvote), save, or comment on your public entries. Public entries that receive community approval may be used to generate community-wide wisdom quotes. You grant us a license to display, distribute, and promote public content within the Services.

Private Content: Journal entries set to "Private" are visible only to you and are not shared with other users or displayed in the Discovery feed.

You may export or delete your content at any time through the app's settings or by contacting us. We do not claim ownership over your personal content.

You agree not to post content that:

Is abusive, harassing, threatening, or promotes violence
Contains hate speech or discriminatory content
Infringes on the intellectual property rights of others
Contains spam, advertising, or misleading information
Violates any applicable law or regulation

We reserve the right to remove any content that violates these guidelines and to suspend or terminate accounts of repeat offenders.

7. Intellectual Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, tarot card illustrations, images, audio, video, software, and code, are the exclusive property of Meridian Labs LLC or our licensors and are protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to use our Services for personal, non-commercial purposes in accordance with these Terms.

8. Subscriptions and Payments

Some of our Services may be offered on a subscription basis or through in-app purchases. If you choose to subscribe:

Payment will be charged to your Apple App Store or Google Play Store account
Subscriptions automatically renew unless cancelled before the renewal date
You can manage and cancel subscriptions through your device's app store settings
Refunds are subject to the policies of the applicable app store

9. Termination

We may suspend or terminate your access to our Services at any time, with or without notice, for conduct that we determine, in our sole discretion, violates these Terms, our community guidelines, is harmful to other users, or is otherwise objectionable.

You may terminate your account at any time by using the account deletion feature in our app or by contacting us at hello@meridian-labs.co.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Meridian Labs LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Services, including but not limited to loss of data, loss of profits, or personal injury.

Our total liability for any claim arising out of or relating to these Terms or the Services shall not exceed the amount you paid us in the twelve (12) months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Meridian Labs LLC, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including attorneys' fees) arising out of or relating to your use of the Services, your user content, or violation of these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms shall be resolved through binding arbitration or in the courts of competent jurisdiction.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms.

14. Contact Us

If you have any questions about these Terms of Service, please contact us:

Email: hello@meridian-labs.co
Company: Meridian Labs LLC
Website: meridian-labs.co